Asset and Liability Management (ALM) Lead

About the role

The ALM Lead reports to the ALM Manager and operates within the bank's guidelines, policies and regulatory requirements. The role leads the Asset and Liability Management (ALM) desk, drives process improvements and operational excellence, and applies emerging technologies to find best practice.

Key responsibilities

• Develop and implement strategies to optimise the bank's balance sheet, profitability and structural efficiency.
• Lead initiatives on product pricing and competitor pricing analysis.
• Manage the bank's liquidity, funding and interest-rate exposures.
• Identify potential risks early and recommend proactive measures to keep the balance sheet resilient.
• Provide dashboards, analysis and recommendations to ALCO and strategic balance-sheet decisions, focusing on NII, cost of funds and returns.
• Oversee the investment book and identify gaps or opportunities to improve profitability, liquidity and risk management.
• Ensure balance-sheet activities comply with internal policies, regulatory requirements and risk frameworks.
• Collaborate with Risk, Finance, Treasury and other stakeholders, and support remedial actions.

Required profile

• Bachelor's degree in Finance, Economics, Mathematics, Statistics or a similar field acceptable to the bank.
• Professional qualification such as an ACI Dealing Certificate/Diploma or a similar qualification acceptable to the bank.
• Minimum of 5 years' experience in Treasury, the ALM department or a banking environment.