Due Diligence Specialist

About the role

As a Periodic Review Due Diligence Specialist you will protect checkout.com by ensuring merchant files stay compliant with regulatory requirements and internal policies. You will conduct AML periodic and event‑driven reviews, verify ownership structures, business activities and transaction profiles, and maintain the highest regulatory standards.

Key responsibilities

• Assess whether a merchant’s risk rating and due‑diligence level remain appropriate based on current information.
• Complete review actions in internal systems, including Salesforce, and maintain accurate case statuses, notes and evidence.
• Raise and manage Requests for Information (RFIs) with merchants, account managers or internal stakeholders.
• Conduct Enhanced Due Diligence (EDD) for high‑risk entities and provide clear rationales for decisions.
• Escalate cases where findings, risk indicators or policy triggers require secondary review or approval.
• Produce audit‑ready commentary and documentation supporting decision‑making.
• Immediately report unusual or suspicious activity in line with internal reporting obligations.
• Contribute to consistent decision‑making, knowledge sharing and operational discipline across the periodic review team.

Required profile

• Bachelor’s degree in Law, Financial Crime Compliance or a related field; professional certifications (e.g., CAMS, ICA) are highly desirable.
• 3–5 years of progressive experience in AML/CTF, KYC/KYB and enhanced due‑diligence operations within a regulated financial‑services environment.
• Proven ability to manage competing priorities in a fast‑paced operational setting while adhering to strict SLAs.
• Strong working knowledge of due‑diligence requirements and the ability to interpret evolving regulatory guidance.