Analyst I, Transaction Monitoring and Screening

About the role

As an Analyst I in Transaction Monitoring and Screening you will execute day‑to‑day AML operations, reviewing merchant activity, investigating alerts, and ensuring compliance with regulatory standards.

Key responsibilities

• Work with internal stakeholders to identify anomalous behavior by monitoring merchant transactions and performing necessary due diligence.
• Thoroughly investigate and analyze alerts flagged by the transaction monitoring system, reviewing transaction details, customer information, and associated documentation.
• Conduct deep‑dive research using internal systems, open‑source intelligence (OSINT), and third‑party databases to gather additional information.
• Demonstrate a proficient understanding of AML requirements and due diligence procedures to ensure compliance with regulatory standards.
• Perform background checks on merchants, leveraging internal tools and external resources to assess merchants’ businesses.
• Strictly follow the organization’s policies and procedures regarding sanctions screening, transaction monitoring, alert management, and reporting.
• Ensure record keeping of Checkout.com’s customer database remains up to date.
• Apply critical thinking and problem‑solving abilities to address issues quickly.
• Suggest innovative ideas and feedback to enhance the process and infrastructure, striving for continuous improvement in AML compliance operations.

Required profile

• Bachelor’s degree or equivalent, with 1‑3 years of experience in similar roles.
• Focused on structured processes, consistently striving for streamlined approaches to drive efficiency in compliance operations.
• Skilled at working collaboratively and communicating effectively across various departments.
• Capable of adjusting to rapid‑paced and agile settings, operating within demanding timelines and schedules.
• Proficient in English; additional fluency in Mandarin, Japanese, or French is a plus.
• Experience with global AML requirements and transaction monitoring.
• Knowledge of the payment processing industry and/or e‑commerce landscape is beneficial.
• Demonstrates acute attention to detail and strong investigative and critical thinking skills.
• Ability to work independently with little supervision while managing time and organization effectively.